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Summary of Rates & Terms

Minimum Investment: $1,000 minimum to open an account. There is no minimum for additions to existing accounts.

Term: 90 days. When you invest in the RSF Social Investment Fund, we issue an investment note with a quarterly term. This note is automatically renewed at the end of each quarter, unless you notify us that you would like to redeem it.

Interest Rate: The interest rate on your investment note varies quarterly, averaging 2.48% over the last three years (2007-2009). The current interest rate for investment notes is 1.00%.

Interest Payments: You may elect to have your interest accrued to your investment or paid out to you on a quarterly basis. You may also choose to gift the accrued interest to an RSF Donor Advised Fund or Focus Area Fund, further increasing your social impact.

Repayment: The RSF Social Investment Fund has repaid investors consistently for 25 years with a loan loss rate of less than 1%.