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RSF is committed to supporting arts organizations that foster creativity, spiritual awareness, and provide an artistic community-place to people of all backgrounds and ages.

The Arts have a unique ability to transcend age, socio-economic status, geographic location, and experience. The Arts can simultaneously facilitate an artist to produce their work and a patron to enjoy the experience, piece, or production; they create economic value.

RSF has identified cash flow as a challenge for many arts organizations, especially between grants and other funding disbursements.

Borrower Criteria

RSF provides working lines of credit, and mortgage construction, and equipment loans. Loans range from $100,000 to $5 million. Successful applicants to the Social Enterprise Lending Program will demonstrate the following:

  • 3 or more years of operating history;
  • Enterprise is profitable, or can demonstrate a clear path to profitability in 12 months;
  • Annual revenue of $500,000 or greater preferred.

While we are open to working with a range of arts organizations, our current areas of concentration are:

  • Contract arts programs – contracting directly with schools or community-based organizations
  • Performance or economic generators – providing an economic or performance outlet for artists
  • Arts training and education – training and developing artists

Apply for a Loan

If you are interested in a loan and your social enterprise meets these criteria, please fill out our online loan application.

Once we have received and approved your pre-application, a lending program representative will contact you to determine a fit and, if appropriate, invite you to submit a full loan application. This will require additional documentation, which generally includes historical and projected financial statements, board officer and management resumes, and a narrative business plan.

Learn More

Contact Reed Mayfield at or 415.561.6175

Featured Borrowers

Click on the photos below to learn more about some of the enterprises we support.

LA Stage Alliance

LA Stage Alliance is dedicated to building awareness, appreciation, and support for the performing arts in Greater Los Angeles. Since 1975, LA STAGE has empowered artists and engaged audiences by strengthening the sector through community building, collaborative marketing, professional development and advocacy. Today, LA STAGE serves over 1,000 organizations and 30,000 performing arts patrons annually. RSF financing will support the organizations operations by bridging the gaps between cash flow needs and grant income.

Oakland School for the Arts

Oakland School for the Arts is a college-preparatory arts high school founded in 2000. The school occupies space in the historic Fox Theater in uptown Oakland, CA, and is a venue for live student performances. The school is part of a national movement that recognizes the value of schools focusing on arts and the role that they can play in developing vibrant urban centers. The mission of the school is to provide students with intensive conservatory style training in the arts while maintaining a rigorous college-preparatory curriculum.

18th Street Arts Center

Founded in 1988, 18th Street Arts Center is an artists’ residency program in Santa Monica, CA that provokes public dialogue through contemporary art-making. The organization values art-making as an essential part of a vibrant, just, and healthy society. Through artist residencies, 18th Street fosters inter-cultural collaboration and dialogue. 18th Street’s residencies, exhibitions, public events, talks, and publications encourage, showcase, and support the creation of cutting-edge contemporary art and foster collaboration and interaction between artists locally, nationally, and internationally.
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