Know where your
dollars are going

RSF’s Social Investment Fund Note is for anyone who wants to know where their money is working and desires a deeper connection with the organizations they’re supporting. It’s available to residents in 47 states, the District of Columbia, and Puerto Rico. Regardless of where our investors are, they can be assured that their dollars are going to social enterprises addressing some of today’s most complex issues.

Open an account today

Account overview

Minimum investment of $1,000

90-day term

Current interest rate of 0.75%, reset at the beginning of each quarter

Renews at the end of each quarter or may be redeemed

Join a community of over 1600 other impact investors

Supports social enterprises through RSF’s loan program

Meet Lotus Foods

Your Social Investment Fund account supports enterprises like Lotus Foods. Established in 1995, Lotus Foods’ mission is to partner in fair trade with small family farmers around the world who are growing rice more sustainably and preserving rice biodiversity. The company’s intent and vision is not only to help rice farmers earn a living wage but to bring healthier rice choices to consumers.

Learn more
Rates and Historical Performance

Invest in what you believe in while earning a return comparable to a bank certificate of deposit. Since we started in 1984, our repayment rate to investors has been 100% (principal + interest).

Q1 Q2 Q3 Q4
2017 0.75% 0.75%
2016 0.5% 0.5% 0.5% 0.5%
2015 0.25% 0.25% 0.25% 0.25%
Download more information

As with any financial investment, it’s important to take a look at the prospectus and other documents before deciding to invest.

  • SIF Prospectus
  • SIF Overview
Testimonials

The common ways of working with money in our culture have always seemed off-kilter to me, though I never quite knew why. Yet, when I first read about RSF, I knew immediately that this was what I was looking for.

Amie Slate Investor

When I attended my first RSF quarterly pricing meeting, it completely transformed the way I thought about money. All of a sudden, there was this surreal moment where I actually grasped what money was. It holds power. I can place that power in a big bank or I can place it in the RSF community.

Christopher Steinrueck Investor

As an employee of RSF, I invest in the Social investment Fund because it gives me skin in the game. I like to know that I'm in the same boat as our investors, and that the success of the Fund is tied to my own.

Enrique Perez Investor
Testimonials

The common ways of working with money in our culture have always seemed off-kilter to me, though I never quite knew why. Yet, when I first read about RSF, I knew immediately that this was what I was looking for.

Amie Slate Investor

When I attended my first RSF quarterly pricing meeting, it completely transformed the way I thought about money. All of a sudden, there was this surreal moment where I actually grasped what money was. It holds power. I can place that power in a big bank or I can place it in the RSF community.

Christopher Steinrueck Investor

As an employee of RSF, I invest in the Social investment Fund because it gives me skin in the game. I like to know that I'm in the same boat as our investors, and that the success of the Fund is tied to my own.

Enrique Perez Investor
Open an account
Online Online

In a few simple steps, you can join the RSF community today.

Open an account
Mail / Fax Mail / Fax

Please feel free to mail or fax your application.

Download the application
Frequently Asked Questions
  • Do I have to renew my Note every three months to keep my account?

    No, your note automatically renews every three months unless RSF is notified otherwise in writing.

  • Can I invest through an IRA?

    You may establish a self-directed IRA or a rollover of your retirement account into a Social Investment Note using an IRA asset custodian. It is important to consider the amount of your investment, the earnings you would experience with your investment note, and the annual fees custodians charge before investing.

  • May I access my account online?

    SIF Note holders are granted access to the RSF Client Portal, where they can view account detail and quarterly statements and change their standing instructions. That said, our systems do not currently have the capacity to disburse funds through the Client Portal. You may set up a one-time or recurring contribution via ACH to add to your SIF Note.

  • How do I redeem a portion or all of my investment?

    Principal and accrued interest may be repaid to investors at maturity. To begin that process, please contact Amy Beck. RSF is not obligated to allow SIF Note holders to redeem before maturity.

  • Is there a fee for wires or checks for redemptions?

    RSF does not charge a fee for wires or checks for redemption. Your bank may charge to receive transfers, however, so we encourage you to contact them before making the request.

Other Questions?

Contact Mark Herrera

Senior Manager, Client Engagement
mark.herrera@rsfsocialfinance.org
415.561.6160