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Social Investment Fund

Fixed Income for Good

Real financing for the real economy. Earn up to 3.5% returns while financing social and environmental good beyond the stock market.

40+

years

$1B+

deployed

100%

principal repaid*

$1,000

minimum

fixed rates

of up to 3.5%

Image provided by RSF partner Bark Media / B the Change

How It Works

  1. Invest. Get started in 10 minutes with a minimum of $1,000.
  2. Put your money to work. RSF pools investments and deploys them as loans to businesses and nonprofits driving social and environmental change.
  3. Earn returns. Generate change. Receive fixed returns of up to 3.5% while your money funds a better world.
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Image provided by RSF borrower Growing Gardens

Align your money with your values

At RSF, we’ve spent four decades helping people invest differently. Your money supports regenerative solutions across food, education, climate, and community wellbeing — and comes back to you as a fixed financial return.

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Image provided by RSF borrower Sunwealth

This may be a fit if you are looking to:

  • Diversify beyond stocks or traditional market exposure
  • Explore fixed-income investments with social and environmental impact
  • Put idle capital, charitable assets, or values-aligned funds to work
  • Support climate, food, education, and community wellbeing
  • Invest with an organization that has 40+ years of experience and $1B+ deployed
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INVESTMENT TERMMINIMUM INVESTMENTANNUALIZED INTEREST RATE
90 days$1,0001%
1 year$25,0002%
3 years$25,0003.5%
3 year broker note$5,0003.5%

If you want to learn more about the terms of the notes, read our prospectus.

*This is not an offer to sell, nor a solicitation of an offer to buy, securities. Such offering is made solely by the Prospectus, and only in states where authorized. Rates subject to change. The Notes are unsecured debt securities subject to terms, conditions and risks described in our Prospectus, including risk of possible loss of the amount invested. Payment is dependent on RSF Social Investment Fund’s financial condition at the time payment is due.

Why Investors Choose RSF

A track record you can trust

$1B+ deployed to mission-driven enterprises. 100% repayment rate to investors over our 40-year history*

Rooted in relationships

We’re transparent about who we work with. Get to know every single organization your investment supports.

Aligned with your values

Your capital directly supports businesses and nonprofits working toward a more just and resilient world.

Frequently Asked Questions

  • Yes. RSF’s Social Investment Fund is a fixed-income note, not a stock market investment. It is designed for investors seeking to diversify their capital beyond traditional public markets while supporting social and environmental impact.

  • Yes. Investors choose from available note terms and earn a fixed annualized return based on the selected option.

  • RSF uses investor capital to provide loans to mission-driven businesses and nonprofits working across areas such as food, climate, education, and community wellbeing.

  • No. RSF’s Social Investment Fund notes are fixed-income investment notes. Investors should review the offering details and speak with RSF’s team or their financial advisor to determine fit.

“RSF is about changing the story of money. I didn’t want to go to a commercial bank. There’s no other option for me but RSF.”

Lynnaea Lumbard
Donor and Investor

Fill out our inquiry form, and a member of our team will be in touch within five business days.

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