Fixed Income for Good
Real financing for the real economy. Earn up to 3.5% returns while financing social and environmental good beyond the stock market.
40+
years
$1B+
deployed
100%
principal repaid*
$1,000
minimum
fixed rates
of up to 3.5%
How It Works
- Invest. Get started in 10 minutes with a minimum of $1,000.
- Put your money to work. RSF pools investments and deploys them as loans to businesses and nonprofits driving social and environmental change.
- Earn returns. Generate change. Receive fixed returns of up to 3.5% while your money funds a better world.
Align your money with your values
At RSF, we’ve spent four decades helping people invest differently. Your money supports regenerative solutions across food, education, climate, and community wellbeing — and comes back to you as a fixed financial return.
This may be a fit if you are looking to:
- Diversify beyond stocks or traditional market exposure
- Explore fixed-income investments with social and environmental impact
- Put idle capital, charitable assets, or values-aligned funds to work
- Support climate, food, education, and community wellbeing
- Invest with an organization that has 40+ years of experience and $1B+ deployed
| INVESTMENT TERM | MINIMUM INVESTMENT | ANNUALIZED INTEREST RATE |
|---|---|---|
| 90 days | $1,000 | 1% |
| 1 year | $25,000 | 2% |
| 3 years | $25,000 | 3.5% |
| 3 year broker note | $5,000 | 3.5% |
If you want to learn more about the terms of the notes, read our prospectus.
*This is not an offer to sell, nor a solicitation of an offer to buy, securities. Such offering is made solely by the Prospectus, and only in states where authorized. Rates subject to change. The Notes are unsecured debt securities subject to terms, conditions and risks described in our Prospectus, including risk of possible loss of the amount invested. Payment is dependent on RSF Social Investment Fund’s financial condition at the time payment is due.
Why Investors Choose RSF
A track record you can trust
$1B+ deployed to mission-driven enterprises. 100% repayment rate to investors over our 40-year history*
Rooted in relationships
We’re transparent about who we work with. Get to know every single organization your investment supports.
Aligned with your values
Your capital directly supports businesses and nonprofits working toward a more just and resilient world.
Frequently Asked Questions
“RSF is about changing the story of money. I didn’t want to go to a commercial bank. There’s no other option for me but RSF.”