This privacy policy is provided by RSF Social Finance (“RSF”) a tax-exempt, non-profit social finance organization. RSF is a controlled supporting organization of Rudolf Steiner Foundation, Inc., a tax-exempt, non-profit public charity which does business as “RSF Social Finance”. Our privacy policy applies to all clients with whom RSF has a relationship and is also extended to each of our former clients.

Below, you will find details about RSF’s commitment to protecting your privacy, including the types of information we collect about you, how we use and share that information both within and outside RSF and its affiliates. This privacy policy includes examples of the types of information we collect and the kind of companies with which we share such information. We give you these examples to help you understand our privacy policy; they are not a complete listing of our information collection and sharing practices.


How we collect information about you

We collect personal information about you in three ways:

Application and registration information. We collect information from you when you submit an Investment Application, open an account or enroll in one of our online services. The information we collect may include your name, address, phone number, email address, Social Security number, and date of birth. We also may collect details about your interests, investments, and investment experience.

Transaction and experience information. Once you have opened an account with us, we collect and maintain personal information about your account activity, including your transactions, balances, positions, and history. This information allows us to administer your account and provide the services you have requested.

Website usage. When you visit our website, our computer may use devices known as “cookies,” graphic interchange format files, or other similar Web tools to enhance your Web experience. These tools enable us to recognize you when you return to our site, and to maintain your Web session while you browse throughout the site, as well as help us provide you with a better, more personalized experience. Cookies alone do not identify you as an individual by name or account number; they merely recognize your browser.


How we share information about you

As a matter of policy, RSF does not disclose any personal or account information provided by investors or gathered by RSF to non-affiliated third parties. However, RSF reserves the right to disclose or report personal information to non-affiliated third parties in limited circumstances where RSF believes in good faith that disclosure is required under law, to cooperate with regulators or law enforcement authorities, to protect RSF’s rights or property, or as necessary for such third parties to perform their agreements with respect to RSF. Also, RSF may disclose information about an investor’s account to a non-affiliated third party at the investor’s request or with the consent of the investor.

RSF may share investor information with its affiliates in connection with servicing investors’ accounts, and subject to applicable law may provide investors with information about products and services that RSF or its affiliates (“Affiliates”) believe may be of interest to such investors. The information that RSF may share may include, for example, an investor’s participation in RSF, information about RSF’s experiences or transactions with an investor, information captured on RSF’s internet websites, or other data about an investor’s account, subject to applicable law. RSF’s Affiliates, in turn, do not share investor information with non-affiliated entities, except in accordance with this privacy policy as or as required by law.


State laws

We will comply with state laws that apply to the disclosure or use of information about you. Please note that certain states may require us to provide a list of names and addresses of security note holders in that state in the case of default.


Safeguarding your information, maintaining your trust

We take precautions to ensure the information we collect about you is protected and is accessed only by authorized individuals or organizations.

Companies we use to provide support services are not allowed to use information about our clients for their own purposes and are contractually obligated to maintain strict confidentiality. We limit their use of information to the performance of the specific services we have requested.

We restrict access to personal information by our employees and agents. Our employees are trained about privacy and are required to safeguard personal information. We maintain physical, electronic and procedural safeguards to protect personal information.


Greater accuracy means better protection

We are committed to keeping accurate, up-to-date records to help ensure the integrity of the information we maintain about you. If you identify an inaccuracy in this information, or you need to make a change to it, please contact us promptly by calling 415.561.3900.


A commitment to keeping you informed

We will provide you with notice of important changes to our information-sharing practices.