Each Note generally renews at maturity automatically, with a new maturity date corresponding to the original term of the Note. You may opt out of automatic renewal by providing the Fund requesting redemption, on or prior to the maturity date or 30 days after the Fund sends notice of maturity and the applicable interest rate upon renewal, whichever is later.

You may establish a self-directed IRA or a rollover of your retirement account into a Social Investment Note using an IRA asset custodian. It is important to consider the amount of your investment, the earnings you would experience with your investment note, and the annual fees custodians charge before investing.

After agreeing to receive electronic delivery of documents, SIF Note holders are granted access to the RSF Client Portal, where they can view account detail and quarterly statements. There you may also set up a one-time or recurring contribution via ACH to add to your SIF Note

Principal and accrued interest may be repaid to investors at maturity. You can request a redemption under the Redemption Page on our client portal. If you are not registered for the client portal, please contact us at  sif@rsfsocialfinance.org to begin the process. RSF is not obligated to allow SIF Noteholders to redeem before maturity.

RSF does not charge a fee for wires or checks for redemption. Your bank may charge to receive transfers, however, so we encourage you to contact them before making the request.