Loans for Social Enterprises

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Working capital, term loans, construction financing, and more can drive the growth of your mission-driven enterprise.

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Your mission-aligned financing partner

 

Since 1984, RSF has made over $600 million in loans to social enterprises. We’re the lender of choice for those seeking a values-aligned partner because of our ability to structure loans that truly meet enterprises’ needs. 

Our working capital, term loans, and more have supported hundreds of mission-businesses and nonprofits.

 

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Financing options

 

We work with you to structure a loan that matches the needs of your enterprise and your mission. 

Lines of credit

Steady access to cash that helps you address business needs as they arise.

Term loans

Fixed-rate, long-term financing to fund major projects. 

Customized financing

Develop a specialized loan to meet your unique financing needs.

Because of [RSF’s] values alignment and because of the type of world they’re trying to create, there was a lot less education and table setting that needed to happen. We were able to get right into the nuts and bolts of how a financial arrangement would work.

Brandon Welch, Mad Capital

Borrower

How we set our interest rates: RSF Prime

Regenerative social finance should be transparent, equitable, and focused on impact. To incorporate these principles into the interest rates we set for our loans, we use an independent benchmark called RSF Prime.

We regularly gather our community of investors, borrowers, and RSF staff to share their perspectives on the economy and a fair interest rate through surveys and quarterly meetings. We carefully consider our community’s feedback when setting the RSF Prime rate each quarter.

Our borrowers

 

We finance mission-driven businesses and nonprofits that promote regeneration. They work in food and agriculture, education, climate and energy, community impact, and more.  

Meet our borrowers

Impact stories

 

Mad Capital

Multiple term loans helped Mad Capital support hundreds of farmers in the transition from conventional to regenerative agriculture.

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Chicago Waldorf School

A mortgage loan helped Chicago Waldorf School move into a new, larger facility and meet the needs of its growing student body.

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Sunwealth

Multiple investments in Sunwealth helped the organization expand access to solar power across the Northeast.

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Get in touch!

Still have questions about RSF’s financing options for your business or nonprofit? Fill out our inquiry form, and we’ll contact you to discuss the best path forward.

Michael Jones

Vice President of Lending Business Development