Racial Justice Collaborative

Across the spectrum of funding, BIPOC (Black, Indigenous and people of color) entrepreneurs are routinely left out or underfunded by conventional investors, venture capital firms, and commercial banks. Founders of color face great challenges obtaining funding, and face significantly higher hurdles accessing capital than their white counterparts.

RSF’s Racial Justice Collaborative (RJC) is a philanthropic initiative that provides diverse forms of capital to social enterprises that are: owned and led by BIPOC entrepreneurs, use a stakeholder approach (supporting community, employees, customers, and the environment), and based in the U.S.

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Your financial support today will help BIPOC-led social enterprises.

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  • Racial Justice Collaborative Fund Overview

RSF provides the following types of capital to BIPOC-led social enterprises:

  • Loan Guarantees

    The RJC can provide partial first loss guarantees that will support enterprises that otherwise could not get access to financing. This means the RJC will assume debt obligations in the event a borrower is not able to repay. Loan guarantees are a vital way to provide earlier stage organizations with the financing needed in order to grow.  

  • Technical Assistance Grants

    The RJC can provide technical assistance grants to support the capacity and development of social enterprises.

  • Participatory Grantmaking

    Participatory grantmaking models bring collaboration, trust, transparency, and community wisdom into the grantmaking process. The RJC can deploy grants using a variety of participatory grantmaking models, including Flow Funding and Shared Gifting Circles. 

  • Recoverable Grants

    The RJC can provide recoverable grants to 501(c)(3) organizations. Recoverable grants are repaid to the RJC if and when the grantee meets certain agreed upon thresholds for success 

Who We've Funded
Downtown Crenshaw Rising
CA BIPOC Farmer & Land Steward Relief Fund Collaborative
Higher Purpose
East Bay Permanent Real Estate Cooperative

Please contact the Philanthropic Services team at: