Social Investment Fund

Invest

By purchasing an RSF Social Investment Fund note, you can support social and environmental impact while earning a financial return.

Social Investment Fund

 

RSF’s Social Investment Fund provides loans that help businesses and nonprofits address the world’s most urgent challenges. This fund is supported by a community of more than 1,300 investors. 

With as little as $1,000, you can purchase a Social Investment Fund note. RSF’s Social Investment Fund has a 100% repayment rate since its inception.*

Invest Today

Why Invest?

 

40 years of impact

Since 1984, RSF has offered financial products that help people use their money to achieve social and environmental impact. 

Explore our impact

Deep relationships

Our relationship-based approach to lending ensures your investments support social entrepreneurs with financing they truly need.

Meet our borrowers

A personal touch

We regularly communicate with investors to learn more about their investment goals and share stories of impact.

Read the latest news

Terms and Interest Rates

Social Investment Fund notes are available to residents of 47 U.S. states and the District of Columbia. The note is not available to residents of Washington state, Arkansas, or Tennessee.

If you want to read more about the terms of the notes, read our prospectus.

Investment TermMinimum InvestmentAnnualized Interest Rate
90 days$1,0001.00%
1 Year$25,0002.00%
2 Year$25,0003.00%
3 Year$25,0004.00%

*This is not an offer to sell, nor a solicitation of an offer to buy, securities. Such offering is made solely by the Prospectus, and only in states where authorized. Past performance is no guarantee of future results. Rates subject to change. The Notes are unsecured debt securities subject to terms, conditions and risks described in our Prospectus, including risk of possible loss of the amount invested. Payment is dependent on RSF Social Investment Fund’s financial condition at the time payment is due.

Download more information

 

2024-2025 Prospectus

Investment terms and risks.

Download the Prospectus

SIF Overview

Overview of RSF’s Social Investment Fund.

Download the SIF Overview

About RSF

Information about RSF and stories of impact.

Download the RSF Overview

Lotus Foods would not be the business we are today or have the impact we have on smallholder farmers without our partnership with RSF. They know us so well and help us make better decisions.

Caryl Levine, Lotus Foods
Borrower

Frequently Asked Questions

 

  • You may establish a self-directed IRA or a rollover of your retirement account into a Social Investment Note using an IRA asset custodian. It is important to consider the amount of your investment, the earnings you would experience with your investment note, and the annual fees custodians charge before investing.

  • After agreeing to receive electronic delivery of documents, SIF Note holders are granted access to the RSF Client Portal, where they can view account detail and quarterly statements. There you may also set up a one-time or recurring contribution via ACH to add to your SIF Note.

  • RSF does not charge a fee for wires or checks for redemption. Your bank may charge to receive transfers, however, so we encourage you to contact them before making the request.

  • Principal and accrued interest may be repaid to investors at maturity. You can request a redemption under the Redemption Page on our client portal. If you are not registered for the client portal, please contact us at sif@rsfsocialfinance.org to begin the process. RSF is not obligated to allow SIF Noteholders to redeem before maturity.

Get in touch!

Still have questions before you invest? Get in touch with a member of RSF’s investment team by emailing sif@rsfsocialfinance.org.

Kathleen Paylor

Vice President of Impact Investing & Philanthropy