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Invest directly in deep impact

With a RSF Social Investment Fund Note*, you’ll support positive social and environmental impact while earning a financial return. It’s available to residents of 48 U.S. states, the District of Columbia, and Puerto Rico. The note is not available to residents of Washington or Arkansas. Regardless of where our investors are, they can be assured that their dollars are going to social enterprises addressing some of today’s most complex issues.

Invest in the fund today

Offering Overview
Quarterly Note

Minimum investment $1,000
Interest Rate of 1.00%, annualized

1-Year Note

Minimum investment $25,000
Interest Rate of 2.00%, annualized

2-Year Note

Minimum investment $25,000
Interest Rate of 3.00%, annualized

3-Year Note

Minimum investment $25,000
Interest Rate of 4.00%, annualized

Join a community of over 1,400 conscientious investors

Supports social enterprises through RSF’s loan program

100% Repayment rate since inception*

*Past performance is not a guarantee of future results.

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Meet Eureka Recycling

Your Social Investment Fund account supports enterprises like Eureka Recycling. Established in 2001, it is one of the largest nonprofit recyclers in the U.S. and emphasizes “zero-waste” principles in the communities of Minneapolis and St. Paul. As one of just a handful of nonprofit recyclers in the United States, its services, programs, and policy-work present real solutions to the social, environmental, and economic problems caused by waste.

See full list of borrowers here

Download more information

Before deciding to invest, we ask that you please review the RSF Social Investment Fund prospectus. Other related RSF SIF documents are available for download and view in the links below. We are not currently offering the Notes for sale to investors located in the states of Washington or Arkansas.

  • 2023-2024 Prospectus Social Investment Fund
  • 12/31/2022 Digest Social Investment Fund
  • Overview Handout Social Investment Fund
Invest in the fund
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In a few simple steps, you can join the RSF community today.

Invest in the fund
Mail / Fax Mail / Fax

Please feel free to mail or fax your application.

Download the prospectus & application
Frequently Asked Questions
  • Do I have to renew my Note to keep my investment?

    Each Note generally renews at maturity automatically, with a new maturity date corresponding to the original term of the Note. You may opt out of automatic renewal by providing the Fund requesting redemption, on or prior to the maturity date or 30 days after the Fund sends notice of maturity and the applicable interest rate upon renewal, whichever is later.

  • Can I invest through an IRA?

    You may establish a self-directed IRA or a rollover of your retirement account into a Social Investment Note using an IRA asset custodian. It is important to consider the amount of your investment, the earnings you would experience with your investment note, and the annual fees custodians charge before investing.

  • May I access my investment online?

    After agreeing to receive electronic delivery of documents, SIF Note holders are granted access to the RSF Client Portal, where they can view account detail and quarterly statements. There you may also set up a one-time or recurring contribution via ACH to add to your SIF Note

  • How do I redeem a portion or all of my investment?

    Principal and accrued interest may be repaid to investors at maturity. You can request a redemption under the Redemption Page on our client portal. If you are not registered for the client portal, please contact us at  sif@rsfsocialfinance.org to begin the process. RSF is not obligated to allow SIF Noteholders to redeem before maturity.

  • Is there a fee for wires or checks for redemptions?

    RSF does not charge a fee for wires or checks for redemption. Your bank may charge to receive transfers, however, so we encourage you to contact them before making the request.

Other Questions?

Contact our Social Investment Fund Team

sif@rsfsocialfinance.org
415.561.3900

*There are certain risks that you should understand before you invest. These, along with a complete description of the securities, are included in the Prospectus. This is not an offer to sell, nor a solicitation of an offer to buy, securities. Such offering is made solely by the Prospectus, and only in states where authorized.