With RSF’s Social Investment Fund Note*, you’ll support positive social and ecological impact while earning a financial return. It’s available to residents of 49 U.S. states, the District of Columbia, and Puerto Rico. The note is not available to residents of Washington. Regardless of where our investors are, they can be assured that their dollars are going to social enterprises addressing some of today’s most complex issues.
Minimum investment of $1,000
Current interest rate of 1.00%, annualized and reset at the beginning of each quarter
Supports social enterprises through RSF’s loan program
Join a community of over 1,600 conscientious investors
Participate in quarterly community pricing gatherings
Your Social Investment Fund account supports enterprises like Eureka Recycling. Established in 2001, it is one of the largest nonprofit recyclers in the U.S. and emphasizes “zero-waste” principles in the communities of Minneapolis and St. Paul. As one of just a handful of nonprofit recyclers in the United States, its services, programs, and policy-work present real solutions to the social, environmental, and economic problems caused by waste.Learn more
Invest in what you believe in while earning a return comparable to a bank certificate of deposit. Since we started in 1984, our repayment rate to investors has been 100% (principal + interest).
Participate in quarterly community pricing gatherings to discuss and make recommendations for changes to the interest rate.
Before deciding to invest, we ask that you please review the RSF Social Investment Fund prospectus. Each year in July, investors receive an updated version of the document from RSF.
No, your note automatically renews every three months unless RSF is notified otherwise in writing.
You may establish a self-directed IRA or a rollover of your retirement account into a Social Investment Note using an IRA asset custodian. It is important to consider the amount of your investment, the earnings you would experience with your investment note, and the annual fees custodians charge before investing.
SIF Note holders are granted access to the RSF Client Portal, where they can view account detail and quarterly statements and change their standing instructions. That said, our systems do not currently have the capacity to disburse funds through the Client Portal. You may set up a one-time or recurring contribution via ACH to add to your SIF Note.
Principal and accrued interest may be repaid to investors at maturity. You can request a redemption under the Investing Resources menu on our client portal. If you are not registered for the client portal, please contact Mark Herrera to begin the process. RSF is not obligated to allow SIF Noteholders to redeem before maturity.
RSF does not charge a fee for wires or checks for redemption. Your bank may charge to receive transfers, however, so we encourage you to contact them before making the request.
Senior Manager, Client Engagement
*There are certain risks that you should understand before you invest. These, along with a complete description of the securities, are included in the Prospectus. This is not an offer to sell, nor a solicitation of an offer to buy, securities. Such offering is made solely by the Prospectus, and only in states where authorized.