RSF Social Finance (RSF) is a pioneering non-profit financial services organization dedicated to transforming the way the world works with money. In partnership with a community of investors and donors, RSF provides capital to non-profit and for-profit social enterprises addressing key issues in the areas of Food & Agriculture, Education & the Arts, and Ecological Stewardship.
Founded in 1936 as the Rudolf Steiner Foundation, RSF Social Finance began making loans to Steiner-inspired organizations in 1984. In the late 1990s, RSF’s mission expanded to serve a broader range of clients whose intentions and values are compatible with Steiner’s insights on associative economics and social renewal.
Since 1984, RSF has made over $275 million in loans and over $130 million in grants, placing us in the top tier of social finance organizations worldwide. Our risk management practices have resulted in an extremely low default rate and leverage ratio. For 30 years, we have consistently provided a positive return on investment for our clients.
Today, RSF offers investing, lending, and giving services to individuals and enterprises committed to improving society and the environment. We currently have over 1,600 clients who are creating enormous positive impact by helping us redirect the flow of money from global capital markets to local ones.
Together, we’re creating a shift from financial transactions that are complex, opaque, and anonymous to those that are direct, transparent, and personal. Every decision we make is based on long-term relationships, not short-term outcomes.
Inspired by the work of Rudolf Steiner, we believe that money has a deeply spiritual dimension. In our view, money is a form of energy that connects one person to another and strengthens the bonds of community. Our innovative financial products not only meet the constantly shifting needs of the market, but also encourage meaningful and direct relationships among investors and social entrepreneurs, donors and grantees.