RSF supports social enterprises working to help build a more equitable, sustainable, and resilient food and agricultural system. We offer funding opportunities for ventures that are:
The types of food system ventures that are eligible for financing from RSF are incorporated in the U.S. or Canada and must be able to show a demonstrated commitment to creating positive change. General criteria for borrowers includes:
Borrowing from RSF to support your mission-driven enterprise will be a different experience as we take a relationship-based approach with all of our clients. We work exclusively with impact-focused organizations and impact investors are our capital source. Our loans have supported the sustainability, development and scale of food hubs and other agricultural sector organizations that are bringing healthy food into communities.
We also know it takes more than capital to scale impact. Aside from loans, RSF’s integrated capital approach means we also provide network connections, advisory support and other forms of non-financial resources.
The Common Market is a non-profit regional food distributor with a mission to connect communities with good food from sustainable family farms. Their vision is to build a nation of vibrant regional food systems where interdependent urban and rural communities thrive through relationships that strengthen the health and wealth of all people. RSF has been supporting The Common Market since 2010 with a mortgage loan and lines of credit to help them achieve their mission and expand into new markets.
To ensure that small-scale farmers and cooperatives earn more per bean, Cooperative Coffees aims to be the top payer in its supply chain. As a fairtrade certified importing cooperative of over 20 local roasters across the U.S. and Canada, they are paving the way for a more transparent and fair coffee-buying ecosystem by offering visibility into every contract the co-op has ever executed, including the price paid to farmers. RSF first issued a line of credit to Cooperative Coffees in 2018.
Timing and steps to receive a loanLearn more
Yes, RSF does lend to organizations that provide processing, marketing, and distribution services for aquaculture. Unfortunately RSF does not currently provide loans directly to fisherpeople because we do not have the necessary expertise to serve that market.
Yes, RSF uses the RSF Impact Assessment (RIA) to collect qualitative and quantitative impact information from borrower partners. The RIA is part of a multi-year effort to gather impact information which will be used to inform RSF management decisions, report RSF’s community impact in aggregate, and support individual borrower impact goals. The assessment seeks to embed Justice, Equity, Diversity, and Inclusion (JEDI) principles throughout the assessment as a priority focus on understanding borrower impact in communities.
RIA questions fall into six categories: Impact Model, Community and Field Building, Organizational Structure and Employee Experience, Resource Management and Supply Chain, Leadership and Organizational Culture, and Justice, Equity, Diversity, and Inclusion (JEDI).
The assessment survey takes about an hour to complete and we ask that it be updated annually so we can track and support progress over time.
Senior Manager, Social Enterprise Lending